The improvements to the Swannanoa Fire Department’s fire-fighting capabilities since 2006 have caused the N.C. Department of Insurance to change the fire department’s rating from a class 9 to a class 4 for residents living more than 1,000 feet from a hydrant, and from a class 5 to a class 4 for all other residents. The new ratings are expected to result in homeowner’s insurance savings totaling close to $500,000, with most of those savings going to residents who live more than 1,000 feet from a fire hydrant. The new ratings are effective December 1.

Some of the improvements that contributed to the rating upgrade include the addition of the Bee Tree substation and training facility, purchase of a ladder truck, and the hiring of additional paid firefighters. Not only do these improvements mean cost savings on homeowner’s insurance, they also have resulted in increased safety for all residents who live within the Swannanoa Fire District.

Congratulations (and a big thank you!) to Chief Anthony Penland and all the Swannanoa firefighters for achieving the upgraded insurance ratings. Homeowners are encouraged to contact their insurance companies to advise them of the rating change, and find out if they qualify for a reduced premium. Video of Review and announcement of the 2013 NCDOI inspection.